01
Too little capital
A family fund can quickly become insufficient when several members need financing at the same time.
AFDDI family economic empowerment project
Helping community savings become lasting opportunities.
Families already save, organise and support one another. AFDDI helps them overcome limited resources, insecure cash management and weak records so that more members can build viable income-generating activities.
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The challenge
Strong community efforts remain fragile.
Families have the will to move forward, but their savings alone do not always provide enough security or capital.
02
Resources exposed to loss
Cash kept without appropriate safeguards can be lost, stolen, misused or become a source of conflict.
03
Trust weakened by poor records
When balances, decisions and repayments are incomplete, members can no longer verify what belongs to them.
04
Limited access to formal services
The closure or disruption of financial institutions in Bukavu and parts of South Kivu, Democratic Republic of the Congo, leaves community groups with few reliable options.
AFDDI’s response
Protect, strengthen and open new possibilities.
The project combines community organisation, economic support, complementary resources and digital traceability.
Protect family resources
Savings remain identified and separate from AFDDI’s operating money. Clear records and shared controls reduce loss and abuse.
Strengthen family governance
AFDDI trains committees, clarifies responsibilities, supports meetings and helps families resolve conflicts.
Support viable activities
Members prepare realistic projects. AFDDI helps assess needs, repayment capacity and the support required for success.
Mobilise complementary capital
AFDDI seeks partners and revolving resources so that family savings can be complemented and benefit more members.
Expected change
Families that are safer, stronger and increasingly autonomous.
The project aims to turn collective discipline into lasting economic capacity.
Protected savings
Members can better understand and verify their individual savings and the resources held by their family.
More economic opportunities
Revolving funds can successively support several members instead of being consumed through a one-off intervention.
Stronger confidence
Documented decisions, reconciled balances and accessible information strengthen accountability within the group.
Progressive autonomy
Families build permanent capital, stronger skills and the ability to manage more of their activities responsibly.
A simple pathway
From savings to a supported economic activity.
Financing is never automatic. It follows the reality of the member, the activity and available resources.
- 01
Save and participate
The member builds savings according to their capacity and takes part in family life.
- 02
Present the activity
The member explains the opportunity, the amount needed and how the financing could be repaid.
- 03
Review and support
The family reviews the request and AFDDI helps assess its viability, risks and support needs.
- 04
Finance, follow and reinvest
Once properly formalised, the activity is followed and repayments replenish the designated fund for future members.
Families remain at the centre.
Families own their resources and decide how to use their own funds. AFDDI structures and supports the project, AKIBA makes operations verifiable, and licensed institutions carry regulated financial services when accessible.
AKIBA, the project’s traceability tool
Protecting trust with reliable information.
AKIBA helps families and AFDDI follow savings, decisions, financing and repayments. It preserves the history of each authorised operation and supports reconciliations, controls and impact reporting.
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People’s information remains protected.
Only aggregated, verified and expressly approved results may be published on the public website.